Answer:
When people put their money in the bank to save it other people can borrow that money. As they pay it back you won't loose money and the bank will earn in interest. So as long as people are putting their money into the bank others will be able to borrow when tight on money. This is similar to herd immunity because as long as a greater number are doing it the minority that can't will be protected.
A) Friendship is more important than treasure
Your answer is going to be the second one which is “Fables often include talking animals.Legends never do”.
B. A possessive noun should have its instead of it's (which is a contraction for it is).
For A. Diana is a singular noun and the apostrophe should come after the r instead of after the s.
For C. The duck would've dunked ITS instead of IT'S beak since it is possessive.
For D. You do not need to put an apostrophe since theirs is already a possessive noun.