Answer:
math problem solving; verbal fluency
Explanation:
Stereotype threat is most likely to depress female students' performance on a difficult math problem solving test and to depress male students' performance on a difficult verbal fluency test because there is a stereotypical believe that male students perform better in mathematics than female students while female students perform more well in verbal than male students therefore this will most likely depress female students' performance on a difficult math problem solving test and to depress male students' performance on a difficult verbal fluency test .
Answer: Moral hazard
Explanation:
Moral hazard is the tendency for people to behave in riskier ways knowing that someone else bears the cost of those risks.
Answer:
Explanation:
State & Local Revenue
Taxes represent the largest single source of revenue for state and local governments. Additional sources of state and local government revenue include intergovernmental transfers from the federal government, or from state to local governments, selective sales taxes, and direct charges for utilities, licenses, or entities such as higher education institutions and insurance trusts. For the 20 years, 1996-2015 state and local governments derived approximately 45 percent of revenues from taxes, 18 percent of revenues from the federal government, and approximately 25 percent from service and utility charges.
State and local governments collect tax revenues from three primary sources: income, sales, and property taxes. Income and sales taxes make up the majority of combined state tax revenue, while property taxes are the largest source of tax revenue for local governments, including school districts. Tax revenues fluctuate in response to changes in economic conditions and tax policies.
For the past 20 years, property taxes have accounted for approximately 31 percent of all state and local government tax revenue, with sales and income taxes each accounting for approximately one-quarter of total revenues. Other levies, which includes selective sales taxes, such as for alcohol and tobacco, and licenses, such as for hunting and motor vehicle operation, account for nearly 18 percent. These percentages may be different for a given year within the period. Property taxes are the most volatile, ranging from 25 percent to nearly 57 percent, and sales taxes are the least volatile, ranging from 21 percent to 35 percent. Income taxes ranged from 21.5 percent to 44 percent.
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Anchoring-and-adjustment heuristic involves forming predictions based on the ease with which a situation can be imagined.
Any strategy for problem solving or self-discovery that uses a practical method that is not ensured to be optimal, perfect, or rational but is nevertheless sufficient for achieving an immediate, short-term goal or approximation is referred to as a heuristic. Heuristics can be viewed as generic cognitive frameworks that people frequently use to arrive at solutions rapidly.
A person uses the cognitive heuristic of "anchoring and adjustment," whereby they begin with a basic notion and then modify their views in light of this notion. When the original anchor deviates from the genuine value, it has been demonstrated that anchoring and adjustment would yield incorrect results.
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