Answer:
The question is not complete. However, the concluding part of the question is the options which are:
(a) Disability income insurance
(b) Long-term care insurance
(c) Major medical insurance
(d) Mortgage insurance
(e) Umbrella liability insurance
The correct option for the question is A. Disability income insurance.
Explanation:
Given that:
- Bob earns $75,000 and Barbara is unemployed.
- The castle's net worth is approximately $190,000
- They have three kids.
To fulfill their highest-priority remaining risk management need, <em>Disability income insurance</em> is needed.
This is because, if Bob were injured or ill and could not work, it will greatly affect the financial situation of the family. Hence the need for the insurance.