Answer:
Memory is the faculty of the brain by which data or information is encoded, stored, and retrieved when needed. It is the retention of information over time for the purpose of influencing future action.
Explanation:
If you mean you have no knowledge of the subject you're supposed to be researching, than that's the disadvantage, because you will have many,many different pages for what the search engines can relate what you're searching on to what it hints will help.
Disadvantages of using a computer when you don't know how to use a computer.
You don't know how to use a computer.
This is what I come up with. I'm unclear what the 4th requirement means, so I've labeled it #unclear.
a { color : red; }
p:not(:first-child) { text-indent: 5%; }
div { background-color: aqua; }
#unclear { width: 50%; margin-left: 25%; margin-right: 25%; }
.links:link { font-size 24px; background-color: yellow; }
#first { text-transform: uppercase; font-style: italic; }
Answer:
Explanation:
Present value is the value in the present of a sum of money, in contrast to some future value it will have when it has been invested at compound interest.
It can be calculated using future value formula below
A = P(1+r/100)^n
where
A = Future value
P = Present value
r = Rate of interest
n = time period
Present Value = Value at Year 1 + Value at Year 4
Calculating Value at Year 1
A = $5,500
r = 8%
n = 1
From A = P(1+r/100)^n ; Make P the subject of formula
P = A ÷ (1 + r/100)^n
Substitute in values
P = $5,500 ÷ (1 + 8/100)^1
P = $5,500 ÷ (1 + 0.08)
P = $5,500/1.08
P = $5092.5925926
P = $5092.59 ----
Present Value at Year 1 = $5092.59
Calculating Value at Year 4
A = $5,000
r = 8%
n = 1
From A = P(1+r/100)^n ; Make P the subject of formula
P = A ÷ (1 + r/100)^n
Substitute in values
P = $5,000 ÷ (1 + 8/100)⁴
P = $5,000 ÷ (1 + 0.08)⁴
P = $5,000/1.08⁴
P = $3675.149263982267
P = $3675.15 ----
Present Value at Year 4 = $3675.15
Present Value = Value at Year 1 + Value at Year 4
Substitute each value
Present Value = $5092.59 + $3675.15
Present Value = $8,767.74
