The correct answer is I and II
Explanation: Employers’ disclosures about pensions and benefits include the assumed healthcare cost trend rate used to measure the expected cost of benefits covered by the plan and the accumulated postretirement benefit obligation (APBO).
Their primary goal is to connect problems of individuals with the boarder social structures and sets of cultural values
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Answer:
The decline population growth is likely due to a confluence of factors: lower levels of immigration, population aging, and declining fertility rates.