<u>Life and disability analyst</u> is required for an individual who charges a fee to review an insured's existing life insurance policy.
A Life and disability analyst is a person who, in exchange for payment, informs the beneficiary of a life insurance or disability insurance policy about the terms of the policy.
Analysts are not permitted to earn payment from an insurer or charge a fee for soliciting or servicing insurance contracts they draught. An analyst must disclose in writing that they are paid commissions for the sale of goods and that they are also licenced as life and disability agents.
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The African contribution to the columbian exchange was Slaves.
Answer: Binding both parties in legal manner
Explanation: The contract is the set of legal agreement which states about the duties of the parties involved in the contract .Payne and Steven are involved in the agreement because he wants to sell some portion of land and Steven is buying that land piece respectively.
Even though Payne is intoxication at the time of agreement execution and Steven is not believing in this act of Payne ,the agreement is still binding both the people into an agreement as they are involved in the act of selling and buying the land legally.
The money you save from cutting spending isn't taxed – more income is taxed. Taxes always benefit the frugal person :)
1) Surface heating
2)Mountains and terrains
3)Air masses that are forced to rise and cool
4)Cold or warm weather fronts
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