The fee that the lender should charge to ensure they get a yield of 5% on a fixed 4.25% loan is <u>0.75%</u>.
<h3>What is the lender's yield?</h3>
The lender's yield is the implicit interest rate charged to the borrower. The lender's yield can also be described as the internal rate of return for the lender, given the loan's discounted cash flows. The lender's yield is usually annualized, it is quoted as a rate per year.
Thus, for the lender to enjoy a yield of 5% on a 4.25% fixed-rate loan, the lender's fees should include at least <u>0.75%</u> (5% - 4.25%).
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The other day, someone asked me about the last time my ethics had been tested at work and how I reacted.
I wasn’t sure how to respond. It’s a good question, and I wanted to answer it. Still, I hesitated to reveal too much about some of the less-than-honest bosses I’ve reported to in the last two decades.
These are bosses who lied, gossiped about their staff to other staff, broke confidences, fudged numbers to governmental agencies, botched payroll tax withholdings and covered it up, and willfully and recklessly turned a blind eye to leadership abuse — for starters.
Answer:
Correct option is D
Answer is increased by $ 77232
Explanation:
Effect on Inventory:
Increase due to purchase $80000
Decrease due to return -$1600
Increase for freight paid $400
Decrease for discouont availed -$1568 (78400*2%)
<u>Net Increase in Inventor =$77,232</u>
Answer:
A is the right answer so right it
Answer:
direct marketing is all about being aggressive and chasing your customers with sales pitches that may or may not lead to revenue. Indirect marketing is all about connecting with the audience, giving them information, and getting customers come to you.
Explanation:
