Question

According to the federal government's Affordable Care Act (ACA), what is the individual mandate? A. Insurance companies cannot deny insurance to people with preexisting medical conditions. B. Working individuals not covered by an employer's health plan must purchase insurance coverage. C. Veterans who sustained disabilities during their service receive free health care. D. Individual patients or their insurance must pay for their private health care.

Answer 1

Answer:

B. Working individuals not covered by an employer's health plan must purchase insurance coverage.

Explanation:

The individual mandate under the Affordable Care Act requires legal citizens of the United States to have insurance coverage either through an employer or through their personal means. Failure to meet any of these conditions would result in the payment of fines or penalties when the personal income tax is calculated.

This Act was instituted by Barack Obama's administration in 2010. It is recognized by law and is taken to be a form of taxation.