Here's what I'd do. If the account loses $4 per month, and it currently has $412, then do 412/4, which is 103 months. So in 103 months, or about 8 1/2 years, the bank account will be out of money.
It would be: 5/45 = 1/9 = 10/90 = 15/135
[You can reduce it, or can multiply both numerator & denominator with a same number at a time and you'll get your answer]
Hope this helps!

This is asking what can you raise 2 to in or order to get 4.
X=2
I need a picture so I can under stand this problem