Question

Eleanor takes several high-cost prescription drugs. She would like to enroll in a standalone Part D prescription drug plan that is available in her area. In what type of Medicare Health Plan can she enroll if she also wishes to enroll in the standalone Part D plan?

Answer 1

Answer:

A cost plan that does not offer drug coverage or a Cost plan that does offer drug coverage if she choose not to enroll in it.

Explanation:

Answer 2

Answer:

A Medicare Prescription Drug Plan.  

Explanation:

This type of plan focuses on providing a standalone drug coverage to Medicare plans that an individual already subscribes to. Each Medicare Plan encompasses these four parts: Part A (Hospital Insurance) and Part B (Medical Insurance) through Part C (Medicare Advantage Plans), and Part D (Prescription Drugs).  

The Medicare Prescription Drug Plan is available for individuals who have subscribed to the original Medicare plan (either or both Part A and B), the Medicare Medical Savings Account Plan, and some types of Medicare Cost Plan and Medicate Private-Fee-For-Services Plans.  

Individuals who have Part C are covered with Part D, however, Part C includes other medical services not covered by Part A and B such as vision, hearing, and dental. Thus, since Eleanor only wants a plan that covers prescription drug only, she should add the Medicare Prescription Drug Plan to her current Medicare package.