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liraira [26]
3 years ago
5

Please and Thank you :) Which two investment options would be best if you are 20 years old, just starting to save, and want to r

etire when you are 70? Consider the kind of investment, rate of return, level of risk, and other factors.
Business
2 answers:
Mrrafil [7]3 years ago
8 0

Answer:

If I was 20 years old and was just starting to work, I would definitely invest in stocks and maybe a 401 K retirement plan.

The main advantage of investing in stocks is that they offer the highest potential returns, no other investment option comes even close. The main issue with investing in stocks is that the risks are also higher and even though the stock prices generally show an upward slope, the prices vary every day. There is a chance that the price of stocks falls during relatively long periods of time until they rebound. But since the investor is only 20 years old and can keep the stocks for 50 years, he doesn't need a very liquid investment.

I would also invest in a 401 K retirement plan as a way of balancing my investments, since this type of plans are generally very secure and carry low risks.  They also help to lower my taxes, which is a great advantage.

nata0808 [166]3 years ago
6 0
Roth IRA as it is tax free, and a 401k retirement plan. those would be the best two options for someone of that age.
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zero-coupon bond is a security that pays no interest, and is therefore bought at a substantial discount from its face value. If
trasher [3.6K]

Answer:

$1,203.83

Explanation:

For computing the present value using the continuous compounding we need to apply the formula and the calculation part is also shown in the spreadsheet. Kindly find it below.

Given that

Face value = $2,600

Interest rate = 11%

Time period = 7 years

The formula is shown below:

= Face value ÷ EXP (Interest rate × Time period)

= $2,600 ÷ EXP (11% × 7)

= $1,203.83

8 0
3 years ago
You have recently been hired as the vice president for human resource in an advertising agency. One problem that has been brough
faltersainse [42]

Explanation:

There are two problems that need to be solved in the scenario above: the increase in team conflicts and the retention of valuable employees who are the cause of conflicts. In these two situations, as recently hired as vice president of human resources for an advertising agency, the ideal would be to try to understand how the people management process that occurred before his arrival at the company was carried out, and from there, find strategies for resolve the two main types of conflicts that occur at the advertising agency.

Some solutions arise from the principle of revising the HR policy and establishing a more direct and facilitated communication with employees, in order to increase the employees' perception of a management focused on the employee's well-being and open to feedbacks.

Another solution for reducing conflicts in teams is the assessment and analysis of the profile of each member individually and in a group, in order to monitor the individual and collective performance of each and define assignments according to their skills, generating greater integration between teams and appreciation of each employee, which increases engagement and motivation at work, reducing conflicts and turnover.

7 0
4 years ago
Ased on the quantity theory of​ money, if velocity is​ constant, inflation is likely to occur​ when:
Slav-nsk [51]

Answer:

Option (B) is correct.

Explanation:

The quantity theory of money can be expressed in the form of an equation that is

M × V= P × GDP

where,

M = Money supply

V = Velocity of money

P = Price level

GDP = Gross domestic product

P × GDP is the nominal GDP, it is the amount of required for purchasing the total amount of output. All the transactions are depends upon the income level of the consumers at the full-employment level. So, if there is an increase in the money supply, this will results in higher prices which means that an increase in the money supply over the real gross domestic product would cause the inflation.

Increase in the money supply will increase the nominal GDP but real GDP remains the same. But if the growth rate of money supply is equal to the growth rate of real GDP then there will be no inflation and Real GDP remains constant at the full-employment level, hence, its level of volume doesn't increase if the there is an increase in the money supply.

Therefore, increased growth rate of money supply over the real GDP causes inflation.

4 0
4 years ago
What is outstanding credit card debt?​
joja [24]

Well, outstanding debt is debt you owe to a creditor or multiple creditors. Outstanding debt can be on a credit card, loan or student loan. ... If the amount you owe is close to your credit limit that is likely to have a negative effect on your score.

6 0
3 years ago
Trey Monson starts a merchandising business on December 1 and enters into the following three inventory purchases.
Elden [556K]

Answer:

1. closing inventory = (10+20+15)= 45 -15 =30units *$11.33 =$340.80

2. Closing inventory = $378

Explanation:

1) WAM = (cost of purchases - returns)/ (units purchased -returns)

            =[ (10*6)+(20*12)+(15*14)]/(10+20+15

            =$510/45

           =$11.33

2. Specific Identification Method = $378

7 Dec (10 - 8) = 2 units *6     =$12

14 Dec (20-7) =13 units *12  =$156

25 Dec    15*14                    =$210

6 0
3 years ago
Read 2 more answers
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