<span>The correct answer is B. Predatory lending means that the lender agrees to loan money at an interest rate that is higher than what it should be. Since the other options will loan money at an interest rate of 10% or less, they are not predatory, because the fair rate is 10%. On the other hand, 20% is much higher than it should be, making B a predatory lender. </span>
What is the question to this?
Your questions is not so clear, but I will try to answer it as I understand it.
I am a native Spanish speaker so you can trust my answer, if there is a problem with it, it is due the missing information in the question, but I think we can work it out for the best.
In Spanish when you want to make any negative setence in any tense we do not use an auxliliary verb as you do in English, we simply add the word:
No before the verb, for example in:
Yo no <u>quería</u> bailar en la fiesta. (I didn´t <u>wan</u>t to dance at the party)
Mi hermana no <u>piensa</u> antes de hablar. (My sister doesn't <u>think</u> before talking)
No me <u>hables</u>, no <u>quiero</u> nada. (Don't <u>talk</u> to me, I <u>want</u> nothing)
In Spanish we Simply use the Negative Adverb:
No
Being prepared can reduce fear, anxiety, and losses that accompany disasters. ... People also can reduce the impact of disasters (flood proofing, elevating a home or moving a home out of harm's way, and securing items that could shake loose in an earthquake) and sometimes avoid the danger completely.
All the statements about moral lesson in this context are true