Answer:
The correct answer is lower interest rates. If a credit card balance is paid in full within the grace period then the customer will receive lower interest rates. But if the credit card balance is NOT paid in full within the grace period then the customer will receive higher interest rates.
number 2 would probably be it because that's how immigrants act
Although textile mills and tobacco factories emerged in the South during this time, the plans for a New South largely failed. By 1900, per-capita income in the South was forty percent less than the national average, and rural poverty persisted across much of the South well into the twentieth century.
Earlier in that year he delivered his famous “Cornerstone Speech” in which he declared that "our new Government is founded upon exactly the opposite ideas; its foundations are laid, its cornerstone rests, upon the great truth that the negro is not equal to the white man; that slavery, subordination to the superior race ... Hope this helps :3