I think this process would be Decision-Making, because the scenario is that you have to decide on what topic you are going to pick, based on research and what you think would be the best resolution. I don't think that Conflict resolution would be correct because there is no conflict and neither Negotiation nor Verbal Communication have anything to do with this, so i believe it's safe to assume the correct answer would be Decision Making.
C.budget for fixed expenses before flexiable expenses
I would have to say that the M3(ury would be the MOST effective, because it has more capitals, numbers, and symbols, which would make it harder to hack into.
VIRUS I SERIOUSLY DONT KNOW THOUGH
