Answer:
Students loans are normally guaranteed by the government because governments have collateral on the students in form of the revenue authority pins which can enable them to trace students when there's payment default.
Charlemagne<span> established a procedure by which canons of a cathedral would choose the bishop, and monks or nuns would choose their leaders.</span>
They were reforming elections by using the initiative & referendum instead of lawmaking &the public being able to describe if public officials should continue serving in their positions as well as setting the state wide prison system.
