The answer is: Mischa needs to find a down Payment to become eligible for a mortgage.
If you want to get a mortgage for a house, take into account that it will a life change moment. You will start paying for several years.
But in order to get a mortgage is really necessary to have a good credit history and make a down payment beforehand.
There is no consideration and therefore no enforceable contract for transactions relating to Gifts.
A gift is a contract without fair consideration and requires performance to be valid. A valid gift is therefore a concluded contract by the giver's actual delivery of the gifted item to the donee or someone on behalf of the donee, or by the giver's delivery of the means of obtaining the gifted item without further action for possession.
The intention to give must be accompanied by service, and service must be done with the intention to do. Otherwise, there is only the intention or promise of being gratuitous, and it is simply void. The transfer of ownership of the gift item or means of obtaining it is essential to making a valid donation, in order to render it an irrevocable disposal.
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I believe the answer is D.
Sorry is not right.
holds the power to set taxes