Answer:
<u>Maximum Amount that can be loanded = $4139619</u>
Explanation:
DSCR = NOI / Debt Service
Debt Service = Principal + Interest
NOI = $ 500000
Debt Service = 500000 / 125 % = $ 400,000
The loan would be ammortized monthly over a period of 25 years.
Monthly Payment or EMI
E = P×r×(1 + r)n/ ((1 + r)n - 1)
12E = 400,000 = [P×r×(1 + r)n/ ((1 + r)n - 1)] * 12
or, P = 400000 / 0.0966272500154557 = $4139619
<u>Maximum Amount that can be loanded = $4139619</u>
Answer:
Five useful zones with in the HR division are as following:
* Workforce arranging and business: Work power arranging and the board are the fundamental capacity of human asset the executives. It comprise of arranging, execution and assessment for enrolment, preparing, enlisting, maintenance and leaves all in accordance with organization objectives and goals.
* Human asset the board: Training, vocation improvement and execution the board parts of human asset gives primary concern results to HR.
* Compensation and advantages: Compensation and advantages programs must help the business methodology to spur, enlist and keep representatives while holding fast to cost and law for work.
* Employee and work relations: Employee and work connection are should be in balance as goal and objectives of boss must satisfy as per work rights and desires.
* Risk the executives: HR division utilizes catastrophe the board plans, security techniques to advance worker prosperity. It advance polices and method mindfulness, sets of accepted rules and training and correspondence.
To be fruitful a business, must enlist right ability to guarantee they accomplish their objectives. The HR work is to pull in right people groups to progress in the direction of organization objectives and destinations.
The answer is discoidal cell
Answer :
$1,099.54
Explanation :
As per the data given in the question,
Face value = $1,000
Coupon rate = 8% per year paid semi annual
Time = 6 year × 2 = 12 semiannual period
Coupon payment = 8% × $1,000 × 0.5
= 40
Market interest rate = 6% compounded semiannually is 3% semi annual period
Present value of bond = $40 × (P/A , 3%, 12) + $1,000 × (P/F , 3%, 12)
= $40 × 9.9540 + $1,000 × 0.7013798802
= $398.16 + $701.38
= $1,099.54
We simply applied the above formula
To record final annual interest and bond repayment:
2017
Mar 1
Bonds interest expense $25,400
Bonds payable $254,000
Cash $279,000
On March 1, 1997, the date of issuance, the entry is:
1997
Mar 1
Cash $254,000
Bonds payable $254,000
On each March 1 for 10 years, beginning March 1, 1997 (ending March 1, 2017), the entry would be (Remember, calculate interest as Principal x Interest Rate x Time)
Mar 1
Bond Interest Expense ($100,000 x 12% x 1) $25,400
Cash $25,400
