Many companies offer employees health savings accounts (hsas) instead of traditional health care plans. HSAS provide each employee with money (usually between $500 and $1,000 per year) that can be used for any health care expense but then require employees to cover a much higher portion of expenses beyond that.
An issue of Equity may arise from this model because Health savings account will cause greater problem to low income employees because they will bear a greater burden covering health care expenses.
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What is Health Savings Account?</h3>
Health saving account refers to a tax-advantaged account which is designed to help people save for medical expenses that are not reimbursed by high-deductible health plans.
This type of health plans will not be in the Interest of low income earners because they may suffer from illnesses which their total health care savings can not offset.
Learn more about Health Savings Accounts at brainly.com/question/13834834
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Answer:
Required rate of return = 12.2%
Explanation:
According to the dividend growth model the price of a stock is
D*(1+G)/R-G
D= dividend
G=growth
R= Required rate of return
In order to find the required rate of return we will put the values given to us in the question into the formula.
D=5
G=2%
Price = $50
50=5*(1+0.02)/R-0.02
50R-1=5.1
50R=5.1+1
50R=6.1
R=6.1/50
R=0.122=12.2%
Answer:
2,500,000 million dollars to break even
Explanation:
Answer:
is more profitable since a firm can charge the new segments higher prices without changing the product.
Explanation:
When a single price has multiple segments and when product, it is an example of price discrimination
Price discrimination is when the same product is sold at different prices to customers in different markets
types of price discrimination
1. first degree price discrimination : here sellers charge each consumer at their willingness to pay in order to eliminate consumer surplus.
2. second degree price discrimination : here firms offer different prices depending on the quantity purchased. e.g. giving discounts for bulk purchases.
3, third degree price discrimination : firms charge different prices to different groups of customers. e.g. having a certain price for senior citizens, students
Price discrimination benefits firms because firms can earn more profit since they charge different prices for the same single product compared with multiple products