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maks197457 [2]
3 years ago
11

Fabian was finding it difficult to acquire a credit card that would suit his needs. He checked his credit report to determine wh

y he was facing these difficulties. What would have had a negative impact on Fabian’s credit score and brought it down?
A.
paying bills on time
B.
paying mortgages installments on time
C.
not having any overdrafts
D.
irregular and missed loan payments
E.
purchasing multiple household items
Business
1 answer:
shusha [124]3 years ago
4 0

Answer:

D.

irregular and missed loan payments

Explanation:

Missing and missed loan payments cause one to have a poor credit score.  A credit score is a numerical representation of an individual or institution's debt worthiness. A high credit shows that the individual is a trusted borrower.

A high credit score comes about if one has a history is repaying his or her obligation promptly. The individual does not skip on their regular installments repayment. Lending institutions use borrowing history to predict how a borrower is likely to behave if credit is advanced to them. A high credit score shows that the borrower is unlikely to default to his repayment.

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A balance is _____.
Serggg [28]

Answer:

money you pay banks

Explanation:

8 0
4 years ago
7. many companies offer employees health savings accounts (hsas) instead of traditional health care plans. hsas provide each emp
Ahat [919]

Many companies offer employees health savings accounts (hsas) instead of traditional health care plans. HSAS provide each employee with money (usually between $500 and $1,000 per year) that can be used for any health care expense but then require employees to cover a much higher portion of expenses beyond that.

    An issue of Equity may arise from this model because Health savings account will cause greater problem to low income employees because they will bear a greater burden covering health care expenses.

<h3>What is Health Savings Account?</h3>

     Health saving account refers to  a tax-advantaged account which is designed to help people save for medical expenses that are not reimbursed by high-deductible health plans.

     This type of health plans will not be in the Interest of low income earners because they may suffer from illnesses which their total health care savings can not offset.

Learn more about Health Savings Accounts at brainly.com/question/13834834

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8 0
2 years ago
Dividends are equal to $5, and the current share price is $50. Dividends are expected to grow at 2% forever. According to the di
aleksley [76]

Answer:

Required rate of return = 12.2%

Explanation:

According to the dividend growth model the price of a stock is

D*(1+G)/R-G

D= dividend

G=growth

R= Required rate of return

In order to find the required rate of return we will put the values given to us in the question into the formula.

D=5

G=2%

Price = $50

50=5*(1+0.02)/R-0.02

50R-1=5.1

50R=5.1+1

50R=6.1

R=6.1/50

R=0.122=12.2%

3 0
4 years ago
Assume that Flowers is contemplating (thinking about) whether to invest in a new line of products, perhaps adding a new kind of
Tomtit [17]

Answer:

2,500,000 million dollars to break even

Explanation:

5 0
3 years ago
When compared to a multiple products, multiple market segments strategy, a one product, multiple market segment strategy Group o
Nat2105 [25]

Answer:

is more profitable since a firm can charge the new segments higher prices without changing the product.

Explanation:

When a single price has multiple segments and when product, it is an example of price discrimination

Price discrimination is when the same product is sold at different prices to customers in different markets

types of price discrimination

1. first degree price discrimination : here sellers charge each consumer at their willingness to pay in order to eliminate consumer surplus.

2. second degree price discrimination : here firms offer different prices depending on the quantity purchased. e.g. giving discounts for bulk purchases.  

3, third degree price discrimination : firms charge different prices to different groups of customers. e.g. having a certain price for senior citizens, students  

Price discrimination benefits firms because firms can earn more profit since they charge different prices for the same single product compared with multiple products

8 0
4 years ago
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