Answer:
Betteridge's law of headlines is an adage that states, Any headline that ends in question mark can be answered by the word no which was named after Ian Betteridge. A British technology journalist who wrote about it in 2009.
The Reconstruction tried to generate opportunities to end the segregation between white Americans and African Americans in the Southern States by giving them job opportunities and voting rights so they could be elected into important political roles.
During the Reconstruction African Americans were able to enjoy family bonds and tried to make a way for former slaves buying land to cultivate.
The problem was that the way Reconstruction was imposed created a brutal reaction in southern whites, that believed that they were stripped of their liberty, because of that many became committed to keeping blacks in a subservient position. With the election of President Johnson Reconstruction changed and the land was returned to white landowners which avoided land redistribution in the South.
The sharecropping system was a way of maintaining those ex-slaves and African Americans dependent on the landowners, it limited economic development and ensured that the South remained an agricultural location.
As we can see, the Reconstruction fell short of accomplishing its objectives because at the end it caused resentment in the Southern states, which backfired in the Black Codes and the creation of a series of white supremacy groups.
When calculating the Annual Percentage Rate, it is important to consider all the above.
Option d
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Explanation:</u>
APR provides for a clear view of the actual cost of the borrowing that one might undertake. It gives an annualized value of not just the interest charged but also include the fee(s), if any, related to the borrowing directly, giving a holistic view of the expense related with the borrowing.
APR on different types of borrowings is calculated differently. For instance, in calculating APR for a loan, the basic formula is:
The purpose of APR is to make the choice of the borrower easier and economically more feasible between whether he/she wants to go for the borrowing with higher fee and lower rate or higher rate and lower fee.
By their culture practices and traditions which passed on to their offspring
