The answer to this would be first come first serve
one of the reason's why the colonist fought the British is because the colonists weren't being represented in the British parliament (government) and the king was imposing taxes and levies on the colonists. Have you ever heard the phase Taxation without Representation? I believe that was the major reason why they fought the British.
Hopefully this helps.
I would say that knowing how much your rate will go up after the introductory offer would be the most important of these choices. The others are features that you might not use at all. The interest rate on your purchases would be the one that affects you the most.