He clearly thinks and stresses over his family and is his most vital ownership. Being in prison gave him a decent favorable position; he had sustenance and a place to rest. He was terrified for his family and realized that they required him and in the end felt remorseful. He truly had all that he required in prison while the family didn't.
The correct answer is individualism.
In the individualist society, everybody puts themselves and their own needs first, and then the others come second. Personal success is very important for such people, and the others aren't as relevant in their lives as in collectivist societies, for example.
The answer would be : cost of the policy exceeds george's perceived benefit.
According to George's point of view, paying $50 of insurance per month may even be more than the cost of a new dishwasher itself
hope thsi helps