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xeze [42]
4 years ago
12

The Consumer Financial Protection Bureau was created with the oversight authority necessary to ensure that Select one: A. the pr

ices and risks for credit products and other consumer financial services are easy to understand. B. the prices and risks for mortgages, credit cards, and other kinds of financial products and services are clear. C. consumer financial markets work. D. all of the above.
Business
2 answers:
WINSTONCH [101]4 years ago
7 0

Answer: option D. all of the above.

Explanation:

The purpose of the CFPB is to promote fairness and transparency for mortgages, credit cards, and other consumer financial products and services. It will also set and enforce clear, consistent rules that allow banks and other consumer financial services providers to compete and that let consumers see clearly the costs and features of products and services.

CFPB functions to assist people in borrowing money or using other financial services which include: implementing and enforcing Federal consumer financial laws,reviewing business practices to ensure that financial services providers are following the law

It also aim to make consumer financial markets work for consumers and the economy as a whole.

It also protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law.

kondor19780726 [428]4 years ago
6 0

Answer:D

Explanation:

All of the above

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Naomi received a Form 1099-DIV reporting $104 in dividends for 2018. She had previously elected to have these dividends reinvest
andrew11 [14]

Answer: C - Taxable on her 2018 return and increase her basis in the stock.

Explanation: Dividends are the returns on investment which can be cash dividend or stock dividend.

These dividend received can be reinvested. If cash dividend is given, it can be reinvested into purchase of more stocks while if its stock dividend it might not be taxed immediately until the stock are sold.

Tax rate on investment is lower than the income tax rate. Dividend can be classified as ordinary dividend or qualified dividend.

An ordinary dividend are taxed as ordinary income while qualified dividend are that meets a certain criteria as subject to a lower Capital gains tax.

5 0
4 years ago
On January 2, 1986, Beal, Inc. acquired a $70,000 whole-life insurance policy on its president. The annual premium is $2,000. Th
Vitek1552 [10]

Answer:

B) $1,600

Explanation:

The ending cash surrender = total premiums paid - total amount charged to insurance expense = ($2,000 x 4 years) - ($2,000 + $1,800 + $1,500 + $1,100) = $8,000 - $6,400 = $1,600

In this case, a larger portion of the premiums paid are allocated to investments related to the life insurance.

3 0
3 years ago
Utility cost is a mixed cost with both fixed and variable components. using the highlow method, the cost formula for utility cos
777dan777 [17]
Based on the question, a table was found to supplement the needed data.

Problem: Found the utility cost

Given: 
Based on the given table             Units           Utility Cost

High-Level Activity                      $8,000         $8,000            
Low-level Activity                        $5000          $1,500

Mathematical Operation: multiplication, addition, subtraction and division

Solution:  Variable cost per unit (VSU), Change in Cost (CC), Cost in Activity (CA),  Fixed Cost  (FC), Variable Cost Element (VCE), Total Cost (TC) High-Level Activity Unit (HLAU)

VCU=  CC÷ CA
        = $1,500 ÷ 3,000 units
        = $0.50 per unit
Fixed cost = TC- (VCE [VCUx HLAU])
                  =  $8,000 - ($0.50 per unit × 8,000 units)
                  = $8,000 - $4,000
<span>                  = $4,000
</span>
The Choices are:
A.Y = $1.00 X
B.Y = $1.25 X
C.Y = $4,000 + $0.50 X
D.Y = $1,500 + $1.25 X

The answer is A.
7 0
4 years ago
On a standardized exam, the scores are normally distributed with a mean of 300 and a standard deviation of 20. Find the z-score
uysha [10]

Answer: 0.75

Explanation:

Mean(μ) = 300

Standard deviation(σ) = 20

Find the z-score of a person who scored 315 on the exam ;

Raw score (x) = 315

Z = (raw score - mean) ÷ standard deviation

Z = (x - μ) ÷ σ

Z = (315 - 300) ÷ 20

Z = 15 ÷ 20

Z = 0.75

8 0
3 years ago
Cheryl's Cookies has decided to create a charity that ships cookies to soldiers stationed in Syria. The soldiers could request t
gtnhenbr [62]

Hey! How are you? My name is Maria, 19 years old. Yesterday broke up with a guy, looking for casual sex.

Write me here and I will give you my phone number - *pofsex.com*

My nickname - Lovely

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4 years ago
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