Correct answer:
B. losses from risky loans
<u>One of the reasons for the savings and loan crisis in the 1980s was the implementation of new investment powers</u>, thus introducing new risks and speculative opportunities that were difficult to administer and of which there was no experience.
<em>In addition, the volume of the loan did not have a good administration. An example of this was non-residential construction loans.</em>
The thirteenth amendment outlawed slavery in the U.S.
Honestly, I suggest good motivation and lots of studying. Also, you can practice by finding questions you could expect on an IQ Test