Bank failures in Ghana are fueled by a lack of efficient management, poor credit management, undercapitalization, lack of corporate governance, regulatory problems at the Central Bank, ill-established loans, and inefficient licensing process.
Due to these problems, the country's banks fail to establish an efficient corporate sector and are always on the brink of collapse.
Some solutions that can be taken are:
- Banks must initiate a strict regulatory system that constantly oversees banking activities.
- Strengthen the licensing process, making these licenses more comprehensive and with greater freedom, which will allow agreements to be established more efficiently.
- finalize the undercapitalization based on the management of financial resources from the Central Bank, which should provide resources for promising banking projects.
- Strengthen credit management through the optimization of professionals and greater inspection of credit risk practices.
- Provide loans to borrowers who can pay them back.
With this, we can say that a major reform in the banking sector in Ghana will be necessary so that the problems in this sector are ended.
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The correct answer is True
Explanation:
In documents including essays, novels, etc. the formatting refers to the way elements are visually organized. This includes the organization of lines, paragraphs, images, titles, and any other elements in the text. Moreover, this feature of the text is related to specific aspects such as spacing (space between lines, words, etc.), margins, font features, among others. According to this, the statement is true because formatting includes elements such as spacing between lines, margins, among others.
Answer:
B. There is competition in his field, and while he meets minimum education qualifications for the role, he is up against people with higher degrees or additional certifications.
Explanation:
taking the test on edge
Ngl just do that game where ur fringer lands on one
Answer and Explanation:
With the end of the First World War, it was decided, through the Treaty of Versailes, that Germany, as the war-losing country, should pay a sum of money equivalent to 132 billion gold marks to the winning countries, in addition, Germany it would be forced to decrease its army drastically and lose the dominion of territories. The amount paid by Germany generated many advantages for the winning countries, which were able to rebuild and move their economy, however, it was very disadvantageous for Germany, which because of this huge debt, suffered several socioeconomic poverty.
The Versailes Treaty was very strict with Germany, which also needed money to recover. This exploration contributed to a feeling of revanchism in the Germans, who began to believe that the problems they were experiencing were caused by the winning nations of the First War. This feeling was what stimulated the beginning of the Second World War, by Germany.