Question

HMO coverage has much more flexibility than PPO coverage. Please select the best answer from the choices provided. T F

Answer 1

The correct answer is F (False)

Explanation:

Health Maintenance Organizations (HMO) is an insurance plan that provides healthcare through a network of different organizations and healthcare professionals. This type of insurance plan implies you can have no-cost services from professionals that are in the network; however, to see a specialist you need a referral and you will need to pay for services out of the network. Due to this, HMO is considered to have little flexibility.

On the other hand, the Preferred Provider Organization (PPO) includes insurance plans that allow you to visit specialists with no referral and receive services from health professionals in and outside the network of the insurance company. This implies PPO is much more flexible than HMO as patients are less limited. Therefore it is false HMO coverage has much more flexibility than PPO coverage.

Answer 2

It is a completely false statement that HMO coverage has much more flexibility than PPO coverage. The correct option among the two options that are given in the question is the second option. I hope that this is the answer that you were looking for and the answer has actually come to your help.