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3 years ago

4. What are the pros and cons of using the different types of budget systems? Which one do you prefer?

Computers and Technology

2 answers:

Ksivusya [100]3 years ago

8 0

This is an opinionated question, just say what you think.

zysi [14]3 years ago

3 0

Answer:

Mental budget:

PRO ⇒ easiest possible way of making a budget,
CON ⇒ isn't very accurate.

Physical budget:

PRO ⇒ quite simply, just place money on envelopes according to what things you should pay with them,
CON ⇒ cannot keep a exact record.

Write down the budget:

PRO ⇒ write down the budget on a notebook or an excel spreadsheet, writing down the budget helps to stick with it.
CON ⇒ you need to permanently check and adjust your budget.

Accounting or Financial software:

PRO ⇒ use software (e.g. Quicken) to help you create a budget that includes tax records and bank accounts.
CON ⇒ it is more complicated and you need to pay for the software.

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