D I think I just had a similar question
Answer:
(C). All cultures
Explanation:
Rituals are an important part of <u>all cultures</u> that involve carrying out certain activities, that are important to a group of people, in a particular sequence.
They help maintain and pass on the history and cultural values of a group of people, from one generation to the next.
I believe that the answer to the question provided above is that Joy must loan in the bank than loaning in the car shop itself, since banks has lower rates.
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its strengthens the behavior