Discriminating in benefits and coverage based on the insured’s habits and lifestyle is not an example of unfair discrimination.
A discrimination is said to be unfair when it is;
- Unwarranted
- Unjustified
- Based on bias
Hence, if these are the characteristics of unfair discrimination, then it follows that discriminating in benefits and coverage based on the insured’s habits and lifestyle is not an example of unfair discrimination.
Missing parts;
Which of the following will NOT be considered unfair discrimination by insurers?
a)Assigning different risk classifications to applicants based on gender identity
b)Discriminating in benefits and coverages based on the insured’s habits and lifestyle
c)Charging applicants with similar health histories different premiums based on theirethnicity
d)Cancelling individual coverage based on the insured’s marital status
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Answer:
3. Impaired judgement
Explanation:
Impaired judgement is one of the immediate effects of alcohol on your body. This increases your impulsivity and you behave without thinking. This is why it is illegal to drink and drive or show up for work intoxicated.
Answer:
15% to 20% of peptic ulcer patients suffer from bleeding.
Explanation:
Peptic ulcer disease is known due to the extreme pain characterized by dull, gnawing pain in the abdomen or in the back. It usually increases with eating. 15% to 20% of peptic ulcer patients also suffer through a bloody diarrhea. They experience bleeding through excretion.
It is important that bleeding is mentioned in the teaching plan because it is an important indicator of peptic ulcer getting worse.
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