Immigrants couldn't get a stable financial situation because of the shortage of money in the United States.
Roosevelt was indicating that he wanted to protect American workers (with unemployment insurance), but was not encouraging that persons receive government handouts as a perpetual way of life ("the dole").
The expression, "being on the dole," came into use in Britain after World War I, as slang for receiving unemployment benefits, or money being "doled out" by the government. Frances Perkins, who became Secretary of Labor for the Roosevelt Administration, recalled how Roosevelt had included that line already in a speech as a candidate for the presidency in 1932. She noted that Roosevelt's words were subtly attractive to voters. When he said, "I am for unemployment insurance but not for the dole," it signaled a commitment of his candidacy toward helping the unemployed. "It created a great interest and a great enthusiasm among the voters," she said, and they worked to get such ideas into the Democratic Party's national platform.
Incidentally, Frances Perkins was the first woman to serve in a cabinet position for the US government.
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Most scholars today believe that Jefferson derived the most famous ideas in the Declaration of Independence from the writings of English philosopher John Locke. Locke wrote his Second Treatise of Government in 1689 at the time of England's Glorious Revolution, which overthrew the rule of James II.
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Answer: To protect the right of former slaves to vote
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