You should also have a little money saved aside so that you can pay them the money you saved and then work for the rest of the money you need to pay off
Multiples of 15 are: 15,30,45,60,75,90,105,120,135,150,165,180,195,210,225,240,255,270,285,300,315,330,345,360,375,390,405,420,435,450,465,480,495,510,525,540,555,570,585,600,615,630,645,660,675,690,705,720,735,
