The correct answer for the given statement above would be true. Yes, it is true that local topography and sea surface temperature contribute to differences in climate between various localities. In fact, these factors contribute largely towards variations in the climate of places. Hope this answers the question.
Meiosis (SEXUAL cell division) is a type of Mitosis (cell division).
Diploid cell production happens during meiosis when the haploid (n) cells from the parents divide into TWO diploid (2n) cells (which have the complete set of chromosomes from the parents).
Basically, meiosis is required for sexual reproduction (unless in your question you can choose more than one answer...so it'll be meiosis, diploid cell production, mitosis)
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
Fibrin is involved in shrinking clots which is also apart of "hemostasis" and wound healing. It has the ability to protect tumors from cells immune to cancers.