Answer: individuals and corporations.
Explanation: A legal person refers to a human or non - human entity. It is any organisation, individual or other entity that is subject to obligations and who has legal rights. Any legal person can enter into contracts, own property, or be sued. This means that the 4th and 5th amendments apply to all parties under the definition of a legal person.
Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called “buying down the rate,” which can lower your monthly mortgage payments.One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000),<span>In general, the longer you plan to own the home, the more points help you save on interest over the life of the loan. When you consider whether points are right for you, it helps to run the numbers.</span>
Answer:
a.- $ 3,529.82
b.- $ 3,512.11
c.- $ 132,77
Explanation:
In each case, we must calculate the value of their current savings and the additional investment.
The saving are the same for each scenario so let's calculate that first:
Principal 1,500.00
time 15 years
rate 0.01000
Amount 1,741.45
Then we add the funds generated from the investment:
a.- 110 annuity due for 15 month:
C $ 110
time 15 months
rate 0.01
FV $1,788.3651
We add the savings and get a total of: $ 3,529.82
b.- 110 ordinary annuity
C $ 110
time 15 months
rate 0.01
FV $1,770.6585
Plus, original savings of 1,741.45 = 3,512.11
c.-
If they need 3,900 then the fund must cover the difference between these and the savings future value:
3,900 - 1,741.45 = 2,158.55
Now we calculate the PMT, considering the payment are at the beginning:
FV $ 2,158.55
time 15
rate 0.01
C $ 132.770
Answer:
Learning organization
Explanation:
A learning organisation is defined as one that is focused on promotion creation, acquiring, and transfer of knowledge for the clients it serves and its members.
It also constantly transforms itself by improving on its processes.
McKittridge Consulting is a learning organisation because it pursues activities such as engaging in disciplined thinking, searching constantly for new knowledge, benchmarking, and sharing ideas throughout the organization via information systems.
The answer should be A, as grants and scholarships are easier to attain