People in an African American neighborhood are denied mortgages and loans at a bank, despite having a good financial background.

Question

2 years ago

11

People in an African American neighborhood are denied mortgages and loans at a bank, despite having a good financial background.

These people are likely the victims of which housing practice?
A. blockbusting
B. redlining
C. housing covenants
D. white flight

History

1 answer:

FromTheMoon [43] · Answer 1 · 2022-09-09T07:48:40+03:00

People in an African American neighborhood are denied mortgages and loans at a bank, despite having a good financial background. These people are likely the victims of redlining housing practice

Answer: Option C

<u>Explanation:</u>

Redlining is the act of refusal of services to people of specific neighbourhoods or communities. This was prominent in the United States of America, particularly to the African American community.

This was done by hiking the prices of products and services or it was inflicted directly on the people. The best well-known examples for redlining were towards services like health care, banking, insurance or finance but it was extended towards services like retail business outlets too.