Answer: The Electronic Funds Transfer Act is a federal law that protects consumers engaged in the transfer of funds through electronic methods. This includes the use of debit cards, automated teller machines and automatic withdrawals from a bank account.
Step-by-step explanation:
The initial value of the graph is where
. Thus, in this case, the initial value is 12.
The rate of change of the graph is essentially the slope of the graph. In this case, we can use the slope formula:

and
are points on the graph
Let's use two points from the chart to find the slope:

In this case, the rate of change of the graph is 9.
Answer:
need help ....................
Answer:
time = distance / speed
time = 200/10
= 20
Step-by-step explanation: