Answer:
The correct answer is option C
C. Add a codicil
Explanation:
A codicil is a document that looks similar to a will but not exactly a will. It serves as an amendment to a will or as an alternative to a will but not exactly a replacement.
So in the case of Ruby and Chris who do not want to write a new will, they can add a codicil to the existing will to include their children.
All of the above I suppose. You forgot to add loss of treatment to those who need it. You haven’t specified which services are being limited but presumably something is lost when we limit offerings.