Answer:
Maple Tree is the correct answer
No communist
No substantial legal political opposition groups exist, and the country is mainly run by the Communist Party of China (CPC), but there are other political parties in the PRC, called "democratic parties", which participate in the People's Political Consultative Conference but mostly serve to endorse CPC policies.
Explanation:
Insurance is concerned with the economic problems created by pure risks. Speculative risks are not insurable. Both speculative risk and pure risk involve the possibility of loss. However, speculative risk also involves the possibility of gain as well - even if there is no loss.