Explanation:
The most common cause of bank failure occurs when the value of the bank's assets falls to below the market value of the bank's liabilities, which are the bank's obligations to creditors and depositors. This might happen because the bank loses too much on its investments.
A multi-party system<span> is a system in which multiple political parties across the political spectrum run for national election, and all have the capacity to gain control of government offices, separately or in a </span>coalition.
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Multi-party systems tend to be more common in </span>parliamentary systems<span> than </span>presidential systems<span>, and far more common in countries that use </span>proportional representation<span> compared to countries that use </span>first-past-the-post<span> elections.</span>
Marx’s Theory of Social Change analyzes the social classes and class conflicts.
The Marxist view of social change is appealing to some because it:permits people to seize control of the historical process and gain their freedom from injustice.
<span>According Marx the class struggle is the driving force of social change. </span>
The pollination of an orange tree's flowers by honeybees best illustrates mutualism.
Mutualism refers to the ecological interaction between two or more species in which each species benefits. Mutualism is a type of ecological interaction that occurs frequently. Most vascular plants have mutualistic interactions with mycorrhizae, flowering plants are pollinated by animals, vascular plants are dispersed by animals, and corals have zooxanthellae, among many others. Mutualism contrasts with interspecific competition, in which each species loses fitness, and exploitation, or parasitism, in which one species gains at the "expense" of the other.
Mutualism is frequently confused with two other ecological phenomena: cooperation and symbiosis. Cooperation most commonly refers to increases in fitness caused by within-species (intraspecific) interactions, but it has also been used (particularly in the past) to refer to mutualistic interactions, and it is sometimes used to refer to non-obligate mutualistic interactions.
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