When an individual qualifies for a lower premium or rate than standard risks, the insured is considered a Preferred risk
What is an Insurance?
Insurance protection against loss is offered by insurance. It is a form of risk management that is mostly used to reduce the risk of a potential loss that is unknown or contingent. A business that provides insurance is known as an insurer, insurance firm, insurance carrier, or underwriter.
To learn more about Insurance
brainly.com/question/26285319
#SPJ4
Answer:
b. in steady state
Explanation:
As we know that the simulation model should be applied at the time when the number of samples with respect to the customers should be tested. Also it considered for the decision making purpose that shows the average no of customers that instantly increased from the 0 unit in the case when the level is off and also hold the same value. So here the simulation model should be considered as in the steady rate
Therefore the option b is correct
Answer:
b. Hilton should purchase the resort, but Marriott should not.
Explanation:
given data
Resort sale = $400 million
free cash flow = $45 million
time = 20 year
return = 8%
risk-free rate = 2%
Hilton beta =1.1
Marriott beta = 1.3
solution
we get here first NPV of the resort when the cost of capital is
Re = risk-free rate + beta( Rm - Rf) ........................1
Re = 2 + 1.1 ( 8 - 2 )
Re = 8.6%
and
The NPV will be as
cash flow to free cash flow is = 45 million
so NPV is $22.767
and
as that at cost of capital of 9.8%,
The NPV will be
NPV = $11.6011
so we can say that Hilton should pursue the project due to the positive NPV
but due to the negative NPV here Marriott should not pursue the project.
Answer:
C, pass-along readership
Explanation:
A pass-along reader is an individual that does not purchase a magazine or newspaper to read but rather reads a paper or magazine after someone else has purchased.
Pass-along readership accounts for most parts of the readership that we have today.
In the case of Lily, reading a magazine that she did not pay for while waiting at the reception is a clear case of pass-along readership because she did not purchase the magazine but rather read it after the salon has purchased it.
Cheers.
<u>Solution and Explanation:</u>
calculating the increase in the net operating income is as follows:
S.no Particulars and explanation Amount
1. Sales ( $268000 + 84000 ) 352000
2. Contribution ( 1 multiply with 40 percent) 140000
3. Fied expense ( $119200 plus $6200 ) 125400
4. Net operating income ( 2 step minus 3 step) $14600
therefore, net operating income increased by $ 14600 plus $12000
Note: the sales were not given, so i have taken or assumed. Please change the figure if there is different figure of sales in the question given.
