Question

Which action will be least helpful if you’ve been the victim of identity theft?

Answer 1

Ordering your latest credit report is the action that appeared to be the least helpful if you’ve been the victim of identity theft. Therefore, the correct answer is D.

If anyone has been a victim of identity theft, then it is important for such a person to officially report or contact any of the credit reporting companies to place a fraud alert on their credit report.

Further Explanation

Identity theft is when someone intentionally steals your information and uses such information without taking your permission. In the US, identity theft has become a booming business for fraudsters

In the US, 15.4 million Americans were a victim of theft, also identity theft tops complain of the consumer to the Federal trade commission. Regardless of how careful you seem to be, you can still fall victim to identity theft.

If you are a victim of identity theft, there are things you do immediately.

Some of the steps you can take to prevent an identity thief to further commit fraud with your details include

1. Report any issues concerning identity theft to the federal trade commission (FTC)
2. Ensure you clean up your entire account
3. Immediately contact the credit Report Company and officially place a fraud alert
4. In case of Tax-related identity theft, report to the IRS
5. Place a block on your credit report
6. Contact the company or the backs where the fraud occurred.

LEARN MORE:

• Which action will be least helpful if you've been the victim of identity theft  brainly.com/question/1359436
• Which action will be least helpful if you’ve been the victim of identity theft brainly.com/question/3968427

KEYWORDS:

• victim
• identity theft
• irs
• fraud
• companies
• account

Answer 2

D is the correct option.

Ordering your latest credit report will be least helpful if you have been the victim of identity theft.

Further Explanation:

Identity theft:

Identity theft can be defined as “stealing someones’ details or information and misusing the information of the credit cards.”People should be more careful about their information or personal details of the card due to increasing identity frauds these days.

Orderingthe latest credit report will be least helpful if you are been a victim of identity theft.The first step to be taken by the victim is to contact the bank or the company of the credit card regarding the fraud of identity theft.

The major steps to be taken while assisting a stop to this identity theft by an individual:

• Contact the company.

• Place a report regarding the identity theft.

• Place a security block to the credit card.

Justification for the correct and incorrect answer:

A

Report the fraud to each credit bureau: This is an incorrect option.

The victim should report each credit bureau in case of an identity fraud.The credit bureau will help the victim in identifying the theft.

B

Contact your bank and credit card companies: This is an incorrect option.

In the case of identity theft fraud, the victim should take the first step to contact the bank and credit card companies.

C

Withdraw your money from all accounts: This is an incorrect option.

The withdrawal of the money from all the accounts is also a good option in case of identity theft. The victim should take out all his or her money from all the bank accounts.

D

Ordering your latest credit report: This is a correct option.

The ordering of the latest credit report will be the least preferred option in case of identity theft. As it will not resolve the issue of identity theft.

The major step should be taken by an individual is to keep their information safe and if unfortunately, the identity theft have been recorded, credit report should be blocked first and it should be informed to the banks or the companies in order to rescue yourself.  

Learn More:

1. Consumer protection law

brainly.com/question/1862829

2. Consumer protection law

brainly.com/question/5906552

3. Basic rights

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Answer Details:

Grade: High School

Chapter: Business Studies

Subject: Consumer Rights

Keywords: Which action will be least helpful if you’ve been the victim of identity theft, report the fraud to each credit bureau, contact your bank and credit card companies, withdraw your money from all accounts, ordering your latest credit report.