Question

Omar is covered by a disability income policy. he is hurt while performing an occupation more hazardous than the occupation listed in his policy. the policy's change of occupation provision will have what effect? increase the benefit level reduce the benefit level increase the premiums decrease the premiums

Answer 1

I believe the answer is: Reduce the benefit level

If the individual performing an occupation more hazardous than the occupation listed in his policy, The insurance company had the right to perceive that the individual is involving himself in necessary risk, which provide them with a legal ground to reduce his benefit level.