The putting of the “x” in addition to the code set (CM or
PCS) involved determines what it designates in each condition, but this can be unclear
for those learning the system. Undoubtedly, learning a new code set will show a
test to coders, and consuming multiple meanings for a letter makes it even tougher.
Marketing and advertising strategies seek to impact the largest number of subjects with the lowest amount of cost, thus maximizing profits by expanding the customer base, for this purpose various strategies are developed, including referral plans, which they consist of converting the current customers of our product into advertising agents of this product, seeking to convince them to receive recommendations from potential customers or that they themselves refer our product or service to one of their relatives, all in exchange for some kind of bonus or incentive, with which it is possible to impact in multiple social circles with a much lower cost than a media advertising campaign
Answer
This is a marketing strategy called referral plan
Cds are time deposits that you can close before the term ends but might pay early penalty for withdrawing early. Cds vary with the financial institution. I would say a savings account