1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
earnstyle [38]
3 years ago
14

Beverly, an African-American woman, has applied for a mortgage on a new home. She has a reliable job as a court reporter and has

been employed for ten years. Her income is substantial enough to pay a mortgage, in her budget, and still have seventy percent of her income remaining. She has, however, been at least ninety days late on several bills one year ago. Beverly has since caught up on her credit card bills, paid them on time, and reduced their balances by half. She has just been turned down for a mortgage by her bank.
Has she been discriminated against?
Social Studies
1 answer:
Studentka2010 [4]3 years ago
4 0

<u>Answer: </u>

No, Beverly has not been discriminated against.

<u>Explanation: </u>

  • Though Beverly has been prompt at paying her dues and settling her payments in the past, her recent record has not been strong enough to comply with the norms of the bank she is seeking a mortgage from.
  • A period of 90 days is a substantially long period when it comes to payment of dues, which is reason enough for the bank to deny her mortgage.
You might be interested in
Use what you learned about The Industrial Revolution to write a response that answers the question: “How does the past shape the
Andrew [12]
Everything changed during the Industrial Revolution, which began around 1750. People found an extra source of energy with an incredible capacity for work. That source was fossil fuels — coal, oil, and natural gas, though coal led the way — formed underground from the remains of plants and animals from much earlier geologic times. When these fuels were burned, they released energy, originally from the Sun, that had been stored for hundreds of millions of years.
Coal was formed when huge trees from the Carboniferous period (345– 280 million years ago) fell and were covered with water, so that oxygen and bacteria could not decay them. Instead, the pressure of the weight of materials above them compressed them into dark, carbonic, ignitable rock.
Most of the Earth’s oil and gas formed over a hundred million years ago from tiny animal skeletons and plant matter that fell to the bottom of seas or were buried in sediment. This organic matter was compacted by the weight of water and soil. Coal, oil, and gas, despite their relative abundance, are not evenly distributed on Earth; some places have much more than others, due to geographic factors and the diverse ecosystems that existed long ago.
Early Steam Engines

The story of the Industrial Revolution begins on the small island of Great Britain. By the early 18th century, people there had used up most of their trees for building houses and ships and for cooking and heating. In their search for something else to burn, they turned to the hunks of black stone (coal) that they found near the surface of the earth. Soon they were digging deeper to mine it. Their coal mines filled with water that needed to be removed; horses pulling up bucketfuls proved slow going.

James Watt’s “Sun and Planet” steam engine © Bettmann/CORBIS
To the rescue came James Watt (1736–1819), a Scottish instrument-maker who in 1776 designed an engine in which burning coal produced steam, which drove a piston assisted by a partial vacuum. (There had been earlier steam engines in Britain, and also in China and in Turkey, where one was used to turn the spit that roasts a lamb over a fire.) Its first application was to more quickly and efficiently pump water out of coal mines, to better allow for extraction of the natural resource, but Watt’s engine worked well enough to be put to other uses; he became a wealthy man. After his patent ran out in 1800, others improved upon his engine. By 1900 engines burned 10 times more efficiently than they had a hundred years before.
At the outset of the 19th century, British colonies in North America were producing lots of cotton, using machines to spin the cotton thread on spindles and to weave it into cloth on looms. When they attached a steam engine to these machines, they could easily outproduce India, up until then the world’s leading producer of cotton cloth. One steam engine could power many spindles and looms. This meant that people had to leave their homes and work together in factories.
Early in the 19th century the British also invented steam locomotives and steamships, which revolutionized travel. In 1851 they held the first world’s fair, at which they exhibited telegraphs, sewing machines, revolvers, reaping machines, and steam hammers to demonstrate they that were the world’s leading manufacturer of machinery. By this time the characteristics of industrial society — smoke rising from factories, bigger cities and denser populations, railroads — could be seen in many places in Britain. Hope this helps! Mark brainly please!
3 0
3 years ago
Which type of laws precedence or come first before state laws
ValentinkaMS [17]
Federal laws come before state laws
6 0
3 years ago
An abiotic factor affecting the behavior and survival of birds is the? A)Length of daylight B)number of carnivores C)presence of
masya89 [10]

Answer:

Length of daylight

Explanation:

Biotic is non-living factors of an environment

5 0
3 years ago
Read 2 more answers
Schachter's (1964) two-factor theory of emotion suggests that we first experience ________ and then subsequently seek to _______
nevsk [136]
A. Schachter said that to experience an emotion something has to ‘arouse’ us, which makes up put a label of an emotion on it.
4 0
3 years ago
What were the two European nations that fought in the French and Indian War
ELEN [110]

Answer:

c

Explanation:

3 0
2 years ago
Other questions:
  • According to your instructor, the philosophical doctrine that argues: (1) Biology is "something more" than chemistry or physics
    5·1 answer
  • Most modern nations have __________ economies.
    14·2 answers
  • Both social psychologists and sociologists are interested in aggression. Compared with a sociologist, a social psychologist is m
    6·1 answer
  • The branch of philosophy that ask about reality or what is real is called which of the
    12·2 answers
  • The federal government requires that a corporation selling a new issue of securities must disclose information about the company
    14·1 answer
  • 11. The administration in the state is actually carried on by the Council of Ministers headed by the
    10·1 answer
  • 24. What was the basis of Nazi propaganda in the 1930s?
    13·1 answer
  • What is absolute location? What is an example of absolute location?
    9·1 answer
  • How does people spending and borrowing more affect the amount of jobs available
    11·1 answer
  • What religion dominated the Mediterranean coast of Africa and participated in the trans-Saharan caravan trade?
    13·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!