Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
1996-3005 you have to subtract to get the answer
Answer:
1863
Explanation:
On November 19, 1863, President Abraham Lincoln delivered a short speech at the close of ceremonies dedicating the battlefield cemetery at Gettysburg, Pennsylvania. Honoring a request to offer a few remarks, Lincoln memorialized the Union dead and highlighted the redemptive power of their sacrifice.
Answer:
d
Explanation:
the president lives in a mansion called the white house
Your question is missing the options. I've found the complete question online. It is as follows:
As a hungry dog runs ever closer toward a bowl of food, the less likely it is to stop running until it reaches the food. This best illustrates that the dog's running behavior is most strongly affected by ________ reinforcers.
a) secondary
b) immediate
c) partial
d) negative
Answer:
This best illustrates that the dog's running behavior is most strongly affected by <u>b) immediate</u> reinforcers.
Explanation:
We can reach the conclusion above by elimination. A secondary reinforcement is one associated with a primary one. Suppose you're teaching the dog to sit. When the dog sits, you give it a treat (primary reinforcer) and then say, "Good job!" (secondary reinforcer). That is not the case here.
A partial reinforcer is one given every now and then, that is, not every time the desired behavior happens. That is also not the case.
A negative reinforcer is the removal of something that was already present. Imagine you have made your son do the dishes after he misbehaved. When he behaves properly, you tell him he doesn't have to do the dishes anymore. You didn't give him a reward; you simply removed the punishment. That is negative reinforcement.
<u>Therefore, we are left with immediate reinforcers. The dog has already learned that the bowl contains food, that food will be given to him immediately if he reaches the bowl. That is why he doesn't stop nor doesn't get distracted. He is hungry and wants to end his hunger immediately.</u>
