The sentence that has an adjective clause is the third one - <span>Liz, who could always make people laugh, was loved by the whole block.
Here, the adjective clause is <em>who could always make people laugh, </em>because it describes the subject, <em>Liz.
</em><em />The other sentences have only adverb clauses.
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Answer:

I understand. I am currently Ace rank, and even I have to ask questions sometimes to keep in check.
It all flows together smoothly and it makes sense and doesn’t jump from place to place without any context
Answer: Hope This Helps!
Explanation:
Chapter 2 of the book (pages 18-27) is my favorite part.
I would say the second one because she can’t borrow money with out her husbands concent. So she borrows the money behind his back.