Exercising regularly can help you in many things like flexibility speed body strength tolerance to running or exercising a certain amount of time
EXAMPLE:if you join gymnastics doing flips and tossing and turning flipping and running all day can increase flexibility because to do certain stunts your body needs to have a certain level of flexibility like doing back bends if you do not have the stage of flexibility that it requires you will not be capable of doing it
the best answer would be seeking professional help.
Some consequences would be not having money for vacatio.s, having money for emergencies, such as a car breaking down or an emergency surgery, and struggling for money.