Answer: The answer is : d. I and III
Explanation:
I- The interest rate on a mortgage has a direct impact on the size of a mortgage payment: Higher interest rates mean higher mortgage payments.
While both loan types have similar interest rate profiles, the 20-year loan typically offers a lower rate to the 30-year loan. The spreads change over time, but the 20-year is typically about a quarter a percent lower than the 30-year.
The answer is opportunities. In the context of human behavior in organizations, opportunities are favorable times or chances for progress and advancement. In addition in the context of human behavior in organizations, change is the transformation or alteration of an organization and/or its shareholders. The organizational behavior is the study of specific behavior and group subtleties in organizations for the determination of attaining outcomes.
I believe the answer is <span>Phoenicians
The </span><span>Phoenicians was a major player in naval trading during that period and established several trading ports on strategic locations along the mediteranian sea. Many of the kingdom prefers to trade with the phoenicians due to their cheap price in various form of spices.</span>
