Answer:
Someone is feeling hopeless, helpless, thinking of killing them self sometimes or
Someone is acting differently than normal, such as always seeming sad or anxious, struggling to complete tasks, or not being able care for themselves.
Natural emergency: something that occurs naturally
manmade: something caused by a person (ex.shooting)
Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,
So its acquired immunity and the cells responsible are the B lymphocytes that produces antibodies against the virus. Memory is keep since first encounter of the virus by the immune system by way of the antibodies that was initially produced. The antibodies are there already, which makes it fast to act upon when expose again.