It’s the point where the parabola crosses its axis of symmetry
1119.15×12=13,429.8 deposits per year
cost of principal
PVAO=13,429.8×((1−(1+0.04)^(−15))÷(0.04))=149,317.72
interest
13,429.8×15−149,317.72=52,129.28
down payment
178,000×0.15=26,700
intagible tax
178,000×0.002=356
Total cost
52,129.28+356+149,317.72+26,700
=228,503....answer
