A person should pay there credit on time to build a positive credit score, if they make a late payment it will negatively effect your score and can be a penalty
Answer:
He can fall.
Explanation:
Someone from his family is afraid to fall and Tom too.
I suppose it's D and also B, with the addition that transcendentalists believed in God as existing in the inner self from where knowledge comes. Romanticism seek for knowledge outside the self, looking up the Universe.