Answer:
Bilbo is having second thoughts about participating in the expedition
Explanation:
Is this chapter 1 when they have their first conversation together? Because if it is, Thorin does not believe Bilbo is the perfect theif they are looking for because of where he lives and because he is a boring hobbit. So Thorin discourages Bilbo and thinks he cannot do it. Now Bilbo feels like its an impossible mission he is going on and he gets really discouraged and has second thoughts.
Because of how money was tight employees were being layed off and fired which lead people to start spending less and because of that businesses had to close so everyone would feel the affect of the grate depression.
She told the man that the wife always waits by the open window waiting for her husband and her brother's ghost to come home